Hills-Beaver Creek senior setter Melinda Sandstede tips the ball over the net during Monday’s home volleyball match against Lake Benton. Sandstede served three aces during a 3-0 victory.By John RittenhouseThe Hills-Beaver Creek volleyball team ran its record to 16-5 with a 3-0 victory over Lake Benton in Hills Monday.The Patriots, who recently received the No. 1 seed for the upcoming South Section 3A Volleyball Tournament, lived up to that ranking while easily putting the Bobcats away in a non-conference match.H-BC outscored LB 75-42 during a three-game match in which the Patriots never faced a deficit.The Patriots scored the first three points of Game 1 and led after Erin Boeve came up with one of her 10 blocks in the match.LB, however, rallied to trim the difference to one point (7-6) before H-BC went on a 16-6 run to open a 23-12 lead. H-BC’s Melinda Sandstede, who served three aces in the match, iced a 25-14 win with an ace delivery.H-BC scored the first three points of the second game before building a 10-3 cushion with a service point from Boeve.The Bobcats bounced back to knot the score at 13 with a 20-3 run, but the Patriots regrouped to outscore LB 12-2 the rest of the way with Boeve locking up a 25-15 victory with three consecutive service aces.Game 3 was tied at one when H-BC broke it open with an 18-7 surge capped by a service point from Diedre Vanden Bussche to take a 19-8 lead.H-BC went on to outscore the Bobcats 6-5 the rest of the game with Jessie Leenderts serving the final point of a 25-13 win.Brittney Rozeboom completed all 15 serves and recorded two aces for the Patriots.Boeve, who had 10 kills to go along with her 10 blocks, was 13 of 14 serving with three aces.Kelly Mulder chipped in six blocks and five kills at the net for the winners.

NOTICE OF MORTGAGE FORECLOSURE SALETHE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage:DATE OF MORTGAGE: February 1, 1999MORTGAGORS: Darwin C. Jauert and Margaret A. Jauert, husband and wife.MORTGAGEE: PHH Mortgage Services Corporation N/K/A Cendant Mortgage Corporation. DATE AND PLACE OF RECORDING: Recorded February 5, 1999, Rock County Recorder, Document No. 144885.ASSIGNMENTS OF MORTGAGE: NONELEGAL DESCRIPTION OF PROPERTY:A Parcel of land in the SW 1/4 of Section 27, Township 103 North, of Range 45 West of the 5th P.M., described as follows:Commencing at a point 1125 feet East of the Southwest corner of said quarter section as the point of beginning; thence 345 feet North along a line parallel with the West line of said section; thence East 631.31 feet along a line parallel with the South line of said section; thence South 345 feet to the section line along a line parallel with the West line of said section; thence Westerly 631.31 feet along the section line to the point of beginning. COUNTY IN WHICH PROPERTY IS LOCATED: RockORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $60,000.00AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $59,067.03That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:DATE AND TIME OF SALE: December 12, 2003 at 10:00 AMPLACE OF SALE: Sheriff’s Office, West Entrance, Law Enforcement Center, 213 East Luverne Street, Luverne, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys’ fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED."Dated: September 29, 2003.Cendant Mortgage CorporationMortgagee/Assignee of MortgageeUSSET & WEINGARDEN P.L.L.P.By: /s/ Paul A. WeingardenPaul A. WeingardenAttorneys for Mortgagee/Assignee of Mortgagee4500 Park Glen Road #310Minneapolis, MN 55416(952) 925-688848-272 0002065522THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. (10-16, 10-23, 10-30, 11-6, 11-13, 11-20)

DISTRICT COURTPROBATE DIVISIONFIFTH JUDICIAL CIRCUITCourt File No. P4-03-206NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORSSTATE OF MINNESOTA ) :SSCOUNTY OF ROCK )IN THE MATTER OF THE ESTATE OFURSULA WINTERS, Deceased.Notice is given that an application for informal probate of the Decedent’s will dated November 3, 1998 ("Will") has been filed with the Registrar. The application has been granted. Notice is also given that the Registrar has informally appointed Mary Phillips whose address is 312 Elizabeth Street, Detroit Lakes, Minnesota 56501, as personal representative of the Estate of the Decedent. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat. 524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate. Any objections to the probate of the will or to the appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative, or to the Court Administrator within four months after the date of this Notice or the claims will be barred.Timothy K. Connell 9-3-03Timothy K. Connell DateDistrict Court Judge /s/ Sandra L. Vrtacnik 9-3-03Court Administrator DateBRADLEY C. GROSSENBURGWOODS, FULLER, SHULTZ & SMITH P.C.Attorney Reg. No. 03812X300 South Phillips Avenue, Suite 300P.O. Box 5027Sioux Falls, SD 57117-5027Telephone: (605) 336-3890Fax: (605) 339-3357(10-16, 10-23)

PROBATE COURTDISTRICT COURT—COUNTY COURTPROBATE DIVISIONORDER AND NOTICE OF HEARING FOR FORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE IN SUPERVISED ADMINISTRATION AND NOTICE TO CREDITORSSTATE OF MINNESOTACOUNTY OF ROCKIn Re: Estate ofLoren Henry Meyer a/k/aLoren H. Meyer a/k/a Loren Meyer DeceasedTO ALL INTERESTED PERSONS AND CREDITORS: It is Ordered and Notice is hereby given that on the 3rd day of November, 2003, at 9:00 O’clock A.M., a hearing will be held in the above named Court at Rock County Courthouse, Luverne, Minnesota, for the formal probate of an instrument purporting to be the will of the above named deceased, dated May 1, 2002, and for the appointment of Helen B. Meyer whose address is 203 Oak Drive, #124, Luverne, Minnesota 56156, as personal representative of the estate of the above named decedent in supervised administration, and that any objections thereto must be filed with the Court. That, if proper, and no objections are filed, said personal representative will be appointed to administer the estate, to collect all assets, pay all legal debts, claims, taxes and expenses, and sell real and personal property, and do all necessary acts for the estate. Upon completion of the administration, the representative shall file a final account for the allowance and shall distribute the estate to the persons thereto entitled as ordered by the Court, and close the estate. Notice is further given that ALL CREDITORS having claims against said estate are required to present the same to said personal representative or to the Court Administrator within four months after the date of this notice or said claims will be barred. Dated: 10/14/2003 /s/Timothy K. ConnellDistrict Court Judge /s/ /s/Damon T. Eisma Sandra L. VrtacnikAttorney for Petitioner Court AdministratorEisma and Eisma130 East Main, Box 625Luverne, MN 56156(507)283-4828I.D. #249269(10-16, 10-23)

PUBLIC HEARING NOTICEA public hearing has been scheduled for Tuesday, October 21, 2003 at 1:00 p.m. at the Center for Regional Development, 2401 Broadway Avenue, Slayton, Minnesota, on the Southwest Area Agency on Aging’s Plan for the Elderly. Area representatives of service organizations and citizens may provide testimony at the hearing. This plan identifies programs and activities the Area Agency will undertake to provide assistance and fund programs for the elderly population of Southwestern Minnesota.(10-16)

PUBLIC HEARING NOTICENOTICE IS HEREBY GIVEN that the Luverne City Council will hold a public hearing commencing at 7:05 P.M., Central Standard Time, on Tuesday, October 28th, 2003, in the City Council Chambers located on the second floor of City Hall, 203 East Main Street, Luverne, Minnesota, to receive citizen’s comments regarding the submission of an application to the Department of Employment and Economic Development for the Small Cities Development Grant Program. Grant dollars will be utilized for downtown revitalization and home improvements.All citizens are encouraged to attend the hearing, ask questions, and/or give comments. Any citizen may also submit written questions or comments prior to the hearing by addressing them to the Economic Development Director, PO Box 659, Luverne, Minnesota 56156.Anyone needing reasonable accommodations or an interpreter should contact the City Clerk’s office, 203 East Main Street, Luverne, MN (507) 449-2388.MARIANNE PERKINSCITY CLERK(10-16)

SEPTEMBER 25, 2003MINUTES OF THE REGULAR SCHOOL BOARD MEETING OF INDEPENDENT SCHOOL DISTRICT NO. 2184, ROCK COUNTY, LUVERNE, MINNESOTA. A regular meeting of the Board of Education, ISD #2184, was held in the MS/HS Media Center on Thursday, September 25, 2003, at 7:30 p.m. The following members were present: Don Bryan, Colleen Deutsch, Dan Kopp, Bill Stegemann, Steve Tofteland, and Becky Walgrave. Absent: Cary Radisewitz. Also present: Superintendent Vince Schaefer, Marlene Mann, Stacy Gillette, Jan Olson, Gary Fisher, Melody Tenhoff, Wendy Nath, Dan Statema, Cliff Carmody, Matt Crosby, K101/KQAD Radio, and Lori Ehde, Rock County Star Herald.The meeting was called to order by Vice-Chairperson Becky Walgrave. Mr. Schaefer gave announcements. Motion by Stegemann, second by Deutsch, to approve the agenda with addendum. Motion unanimously carried. Cliff Carmody, Executive Deputy Director of the Southwest/West Central Service Cooperative, presented information to the School Board regarding the No Child Left Behind Act. Administrative reports were given.Motion by Stegemann, second by Tofteland, to approve the consent agenda to include the School Board minutes of September 11 and the student activity report showing the balances as of August 31, 2003. Motion unanimously carried. Motion by Walgrave, second by Deutsch, to approve payment of the District bills as presented in the amount of $448,900.94. Motion unanimously carried. Motion by Deutsch, second by Bryan, to approve the Systems Accountability Report as presented. Motion unanimously carried. Motion by Bryan, second by Stegemann, to approve the Staff Development Plan for 2003-04 as presented. Motion unanimously carried. Motion by Tofteland, second by Deutsch, to approve a student teaching agreement with South Dakota State University for a student teacher in first grade. Motion unanimously carried. Motion by Walgrave, second by Deutsch, to approve Policy 503.03 – Pledge of Allegiance. The only change to the presented policy would be adding the word respectfully between the words may and decline in Section III. Motion unanimously carried. Motion by Member Tofteland, second by Member Deutsch, to approve the following resolution:SUB-ZONE RESOLUTION OF APPROVAL TO AUTHORIZE TAX EXEMPTIONSWHEREAS job creation, business development, and individual wealth growth in Luverne, Minnesota have been less than the national and state averages; andWHEREAS the resulting effects of such lagging job creation, business development, and individual wealth growth have harmed and are forecasted to continue to harm the economy of Luverne; and, WHEREAS the Job Opportunity Building Zone (JOBZ) Program created in Minnesota Session Laws 2003, 1st Special Session, Chapter 21, Article 1 allows for the formation of tax free zones; WHEREAS an application for tax free zone designation in Luverne is being prepared for submission to the Minnesota Department of Employment and Economic Development via the Southwest Regional Development Commission; therefore, BE IT RESOLVED that Luverne Public Schools, School District #2184, at its meeting held on the 25th day of September, 2003, upon careful consideration and review, approves the specific areas designated in the application for tax free zones, approves of the use of tax exemptions and tax credits within the designated zones subject to proper review and approval by the other appropriate taxing authorities within the zones), and encourages the Minnesota Department of Employment and Economic Development to approve the Tax Free Zone Application being submitted by the Southwest Regional Development Commission. BE IT FURTHER RESOLVED that Luverne Public Schools, School District #2184 agrees to provide all of the local tax exemptions and credits required and provided for under the Job Opportunity Building Zones (JOBZ) Legislation and agrees to forego the tax benefits resulting from the local and state tax exemptions and credits provided under the Job Opportunity Building Zones (JOBZ) Legislation. Upon vote being taken thereon, the following voted in favor: Bryan, Kopp, Deutsch, Stegemann, Tofteland, and Walgrave; and the following voted against: none; with member Radisewitz being absent; the motion was unanimously passed and adopted. Business Manager Marlene Mann reviewed the Budget Publication Report. Motion by Walgrave, second by Bryan, to approve the report as presented. Motion unanimously carried. The Proposed 2003 Payable 2004 Property Tax Levy was reviewed. Motion by Bryan, second by Tofteland, to approve the maximum levy at this time. This will still result in a decrease in the property tax levy. Motion unanimously carried. Motion by Walgrave, second by Deutsch, to approve hiring Keith Erickson as part-time Alternative School mathematics teacher. Motion unanimously carried. Motion by Stegemann, second by Tofteland, to approve hiring Jason Phelps as 8th Grade Football coach. Motion unanimously carried. Motion by Bryan, second by Deutsch, to approve hiring Kyle Eastman as Prom adviser. Motion unanimously carried. Motion by Tofteland, second by Walgrave, to approve hiring Lori Gladis as Prom adviser. Motion unanimously carried. Motion by Bryan, second by Walgrave, to change the October 23 meeting to October 28 at 6:30 p.m. Motion unanimously carried.Motion by Stegemann, second by Walgrave, to approve Melody Tenhoff as the homeless liaison as per the No Child Left Behind Act. Motion unanimously carried.No committee reports were given.The upcoming meeting dates were reviewed. Motion by Stegemann, second by Bryan, to adjourn the meeting. Motion unanimously carried.Dated: September 25, 2003William Stegemann, Clerk(10-16)

Rock County BankThe following was taken from the Rose History printed in 1911: The Rock County Bank, the second financial institution established in Luverne, has always been operated under the one name. It was organized May 2, 1882, and incorporated the same month as a state bank, with a paid up capital of $25,000. The following were the original officers and stockholders; William Jacobsen, president; R.B. Hinkly, cashier; O.P. Miller, J.K.P. Thompson, William Larabee, Frank Larabee, B.H. Hinkly, W.R. Kinnard, Daniel Stone, Ezra Rice and W.H. Wilson. In July 1885, the capital stock of the bank was increased to $50,000. William Jacobsen was succeeded as president in May 1888, by B.H. Hinkly. R.B. Hinkly, the first cashier, continued in that office until April 1899, when he was elected to the presidency and C.J. Martin, the present incumbent, became cashier. The final change in the management of the Rock County Bank, effected Aug. 14, 1909, resulted in a complete reorganization. The Hinkly and Larabee interests were withdrawn, and the bank passed into the hands of a new company, C.J. Martin being the only member of the old board of directors to retain his connection with the institution. The capital stock was placed at $25,000 and the following were the officers and directors elected: C.L. Sherman, president; Ernest Kiebach, vice president; C.J. Martin, cashier; L.E. Coss, J.P. Coffey, J.P. Houg and S.A.D. Kennedy. The Rock County Bank is located in its own brick block, erected in 1883, on the northwest corner of the intersection of Main and Cedar streets. (This is where Cragoe Realty is now located.)Donations to the Rock County Historical Endowment Fund can be sent to the Rock County Historical Society, P.O. Box 741, Luverne, MN 56156.Mann welcomes correspondence sent to mannmade@iw.net.

"Stand firm and together:"Be on your guard; stand firm in the faith; be men of courage; be strong. Do everything in love." (1 Corinthians 16:13-14)These are words of encouragement for all of us. In uncertain times as we live in today, we all need guidance and direction from the one who knows all things. These words from God remind us that we need to be attentive to our surroundings because there are many sources of evil all around. Evil is lurking around every corner waiting to pounce upon unsuspecting and unprepared people. God warns us so that we can be prepared. Preparation begins with knowing Christ as your Lord and Savior. Jesus has conquered sin, death, and the devil through his own perfect obedience, death and resurrection. He then passes his victory and power on to everyone who believes in him and accepts what he has done on their behalf. Christians stand firm on the power and faithfulness of Jesus Christ. He and the entire Bible are true and unchanging. They are a solid foundation that we can build upon with confidence and security forever. We are also to be people of courage; unafraid of our enemies, whomever they may be. They cannot stop us from doing what comes from our God. He has promised to equip us for every good work and to stand with us against every enemy that would threaten us. He is the all-powerful, all-knowing, loving God that invites us to call him, our father. We lack nothing as his children when we walk by faith in him. We are strong because the God who strengthens us has no weakness. Finally, we are encouraged to "Do everything in love." We can love our spouse, children, friends, neighbors, and even our enemies because of the love we have received from God. Because we are confident, courageous and strong in the Lord, we are not frightened by the enormity of evil that fills our world. Our God is greater and bigger and still loves all that he has created. As our father he comforts us with this love and assures us that "nothing can separate us from his love." All we have and are as his children comes as his gift, free and abundant. By God’s amazing grace we "stand firm and together."