03-2635218649359NOTICE OF MORTGAGE FORECLOSURE SALETHE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage:DATE OF MORTGAGE: September 18, 2002ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $45,900.00MORTGAGOR (S): Nicholas Serreyn, SingleMORTGAGEE: Mortgage Electronic Registration Systems, Inc.DATE AND PLACE OF RECORDING: recorded September 23, 2002, Rock County Recorder, Document No. 153829LEGAL DESCRIPTION OF PROPERTY:The East 57 feet of the South 118 feet of Outlot 5 in County Auditor’s Plat of Luverne Outlots in Section 11 in Township 102 North, of Range 45 West of the 5th Principal MeridianCOUNTY IN WHICH PROPERTY IS LOCATED: RockAMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $46,825.58THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:DATE AND TIME OF SALE: October 30, 2003 10:00 A.M.PLACE OF SALE: Sheriff’s Main Office, West Side Sheriff Dept., Front Step, Luverne, MN to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within six months from the date of said sale by the mortgagor(s) his personal representatives or assigns. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLIING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: August 27, 2003Mortgage Electronic Registration Systems,Inc.Assignee of MortgageeSHAPIRO & NORDMEYER, L.L.P./s/ BY Nancy A. NordmeyerNancy A. NordmeyerLawrence P. ZielkeBeth W. AsmussenAttorneys for Assignee of Mortgagee7300 Metro Blvd., Suite 390Edina MN 55439-2306(952) 831-4060THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. (9-11, 9-18, 9-25, 10-2, 10-9, 10-16)

03-2635218649359NOTICE OF MORTGAGE FORECLOSURE SALETHE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage:DATE OF MORTGAGE: September 18, 2002ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $45,900.00MORTGAGOR (S): Nicholas Serreyn, SingleMORTGAGEE: Mortgage Electronic Registration Systems, Inc.DATE AND PLACE OF RECORDING: recorded September 23, 2002, Rock County Recorder, Document No. 153829LEGAL DESCRIPTION OF PROPERTY:The East 57 feet of the South 118 feet of Outlot 5 in County Auditor’s Plat of Luverne Outlots in Section 11 in Township 102 North, of Range 45 West of the 5th Principal MeridianCOUNTY IN WHICH PROPERTY IS LOCATED: RockAMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $46,825.58THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:DATE AND TIME OF SALE: October 30, 2003 10:00 A.M.PLACE OF SALE: Sheriff’s Main Office, West Side Sheriff Dept., Front Step, Luverne, MN to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within six months from the date of said sale by the mortgagor(s) his personal representatives or assigns. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLIING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: August 27, 2003Mortgage Electronic Registration Systems,Inc.Assignee of MortgageeSHAPIRO & NORDMEYER, L.L.P./s/ BY Nancy A. NordmeyerNancy A. NordmeyerLawrence P. ZielkeBeth W. AsmussenAttorneys for Assignee of Mortgagee7300 Metro Blvd., Suite 390Edina MN 55439-2306(952) 831-4060THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. (9-11, 9-18, 9-25, 10-2, 10-9, 10-16)

10 years ago (1993)"Demolition crews have begun tearing down the city-owned Connell building located on the corner of Lincoln and McKenzie streets in Luverne.Future plans for the site include construction of a professional office building and a parking lot for the building. Luverne attorneys Don Klosterbuer and Terry Vajgrt plan to buy the land and build there if construction costs come in as planned."25 years ago (1978)"Tuesday’s primary will mark the end of a low-keyed three way race for sheriff of Rock County.Lyle Authier, Ole Hommen and Mike Wynia are listed on the primary ballot. The two candidates with the most votes in the primary will be listed on the general election ballot.Incumbent Ole Hommen is completing his 16th year as a full time member of the sheriff’s department."50 years ago (1953)"A second school consolidation election for Luverne and surrounding area will be held Sept. 29, it was announced by V.M. Barrett, county superintendent of schools.Petitions from 11 rural school districts were returned with the required 25 percent of signatures of resident freeholders of each rural district."75 years ago (1928)"Mrs. Ray Hodgson, of San Pedro, Calif., a former resident of this county, who for several years has been winning distinction as an archery expert, last week won the national ladies’ archery championship, at the meet held at the Westchester Biltmore Country Club, in New York. Mrs. Hodgson is expected to arrive here within the next few days for a visit with Luverne friends before returning to her home in California."100 years ago (1903)"Jay LaDue & Son are employing a machine of new design in the preparation of corn for their silo, which is being filled for use in feeding the cows at their dairy farm this winter. "This machine was purchased by the Messrs. LaDue and R.B. Hinkly, and the latter, who also has a silo, will use it later. Corn, which has been cut with a corn binder is run through this machine, a corn cutter, and a fan blows the small bits of corn into the silo. The machine is operated by a threshing machine engine."

I’m feeling quite good about myself these days. And there is a special reason for this uncharacteristic enhancement of my self-worth. I have been selected as Parade Marshall for the 2003 Annual Tri-State Band Festival. When the Festival Committee approached me with the idea, I became delirious and nearly hyperventilated. Yet, I attempted to maintain a certain level of decorum and appear unaffected by this great mark of distinction. I accepted the honor in a refined and delicate manner. Afterward, however, my true feelings burst forth. I leapt into the air numerous times and shouted, "Yes! Yes! I’ve finally made it. I’m a successful human being." I ran from the office into the library and proclaimed the good news to anyone who would listen. (I am not making this up.) All my life I’ve wanted to ride down Main Street in the back of a red convertible and wave. I never got to be homecoming queen or dairy princess or pork princess or any other elusive position that would provide that opportunity. My secret longing will finally be fulfilled on Saturday, Sept. 27. I believe the wait has been worth it. The Tri-State Band Festival Parade Marshall is so much more important than a mere homecoming queen. Who knows where this may lead? Mayor of Luverne, governor of Minnesota, director of the Library of Congress — the sky’s the limit. The Tri-State Band Festival has always been very important to me. I was on the committee for 15 years and I know that a lot of people put a great deal of work into it. The parade starts at 10 a.m. but you’ll want to get there early for a front-row seat. You can buy your band festival buttons the day of the parade, but they are a dollar less if you get them ahead of time. You can pick one up at the library for $3. When you stop by the library to get your band festival button, you can also view your 2003 Parade Marshall in advance. I will either be in the office, behind the checkout desk, or performing esteem-enhancing jobs like fixing the toilet. You can also pick up the hot new title by Linda Lael Miller, "Don’t Look Now." When hard-working attorney Clare Westbrook learns that her ambulance-chasing boss has been murdered, she's shocked — but not exactly surprised. Harvey Kredd was known for his less-than-ethical business dealings, and even his acts of generosity were tinged with greed. Clare knows that Harvey's death doesn't let her out of her contract with the firm. Instead it brings her a new multimillionaire client, and Tony Sonterra, homicide detective, who's not above using a murder investigation to get back into Clare's life. Jump-starting her affair with Tony is the last thing Clare needs — she's got enough on her plate raising her niece, Emma. Then Clare gets the news that may convince her Tony is exactly what she needs: Emma's father has been released from prison, and he's intent on seeing his daughter. Though she could never persuade the police to believe her, Clare is convinced that James Arren murdered her sister. Clare is determined to find evidence that will put James Arren away for good, but Tony is just as determined to keep her safe, after another murder — clearly meant to target Clare — rocks the law firm. With no real leads, too many suspects, and a growing chain of menacing violence, Clare finds that teaming up with Tony is her only option — one that's just too attractive to resist. Alert: We continue to collect book donations for the Friends Annual Book Sale which is set for Sept. 18-20.

Amazing graceJohn Newton’s classic hymn "Amazing Grace" is one of the world’s most loved songs. But grace is more amazing than most know. "Grace" means a favor or gift — something given without being earned. The theological meaning is the undeserved gifts God gives us. Grace is, therefore, not a substance, a quantity of something we collect but God’s attitude which acts on our behalf without our deserving it. That absence of deserving or earning is the central idea of grace.Grace first appears right after the fall, in God’s promise of a redeemer (Gen. 3:15). Later, God almost defines grace when describing Himself to Moses as "the compassionate and gracious God, slow to anger, abounding in love and faithfulness" (Ex. 34:6). In the New Testament, grace takes full expression, embodied in Jesus Christ, God’s promised redeemer (Jo. 1:14, 17). Christ’s death on the cross paid for our sins, clearing the way for God’s grace to be offered without compromising His justice and righteousness (Ti. 3:7, Ro. 3:26).Theologians divide grace into two big categories called common and special. The first is called common because it’s common to all. It refers to God’s universal gifts such as providing basic needs, restraining evil, delaying judgment and maintaining order. Special grace is given only to God’s elect. It speaks of what God does to redeem, sanctify and glorify His people. It includes enlightening their minds to understand the gospel, convicting their hearts of the need to believe it, and quickening their wills to accept it. Theologians look at special grace from four angles. 1) Prevenient grace emphasizes that God’s grace comes first. He initiates without our prompting or merit — the very point of grace. "We love because he first loved us" (I Jo. 4:19), and "While we were still sinners, Christ died for us" (Ro. 5:8). 2) Efficacious grace means it accomplishes what God intended. No one can derail the Almighty’s plan to save. As Jesus said, "All that the Father gives me will come to me … I give them eternal life, and they shall never perish … My Father, who has given them to me, is greater than all; no one can snatch them out of my Father’s hand" (Jo. 6:37; 10:28-29).3) Irresistible grace proceeds from efficacious grace — it cannot be rejected to the end. Despite temporary struggles against God, He woos and eventually wins the elect. Because God gives His people a new heart to know Him, they recognize and respond to His voice and follow Him (Jer. 24.7; Jo. 10:27).4) Sufficient grace means it’s enough to achieve God’s intent of saving those He chose. "Therefore (Christ) is able to save completely those who come to God through him" (Heb. 7:25).Even after salvation His "grace is sufficient for (us)" (2 Cor. 12:9), but once we’re saved, growing in grace is a divine-human partnership. In other words, being saved by grace does not authorize a passive Christian life. Grace excludes merit, not effort. Paul directly said Christians work as God works in us (Phil. 2:12-13). One practical consequence of God’s grace in us is our treating others graciously. We extend God’s mercy and kindness to them whether they deserve it or not. The result is that all who watch us should see God’s grace reflected in us.

Legendary vampires disliked mirrors because they couldn’t see their reflections. The Wicked Queen in "Snow White and the Seven Dwarfs" became quite nasty after looking into a mirror and asking, "Mirror, mirror, on the wall, who’s the fairest of us all?" If we want to feel better about ourselves, perhaps we should follow their examples and ban mirrors forever. According to a Canadian study recently published in the journal Health Psychology, wall-to-wall mirrors in gyms and dance studios discourage women from getting the exercise they need because they quickly feel tired and discouraged. "The mirrors make women more self-aware," noted one of the researchers, "and they think of their shortcomings." Tell us something we didn’t know. You don’t have to be a mental giant to understand that mirrors are bad for most women’s self-esteem and that looking into a mirror can often be a painful experience. No matter how a woman takes care of herself, mirrors constantly remind her for the first half of her life how much she looks like her mother. During the second half of her life, she resembles her grandmother. No, not the skinny one who line-dances every Saturday night and still has all of her teeth, but the other one. Mirrors on fitting room walls in clothing stores are the worst. The most they can show is a close-up view of a woman’s body, standing less than a foot away in a tiny cubicle. By contorting her body this way and that, a woman of average proportions (the average woman in the U.S. wears a size 14) can only hope to catch a glimpse of an elbow, a hip or a partial thigh at a time. That’s all a woman can expect to see, provided the mirror, located inches from her face, hasn’t been fogged over with her breath. A better designed fitting room mirror would be located at least 20 feet away and the woman trying on clothes would look relatively smaller. Mirrors aren’t the only things tarnishing women’s self-esteem. Reflective glass windows on storefronts show more than they have to. Store owners should consider installing the type of non-glare glass already available with photo frames. TV commercials with beautiful 20-somethings attributing their flawless hands, bodies and faces to various skin care products should be run out of town. Show us real women with their wrinkles ironed out and their age spots erased, thanks to a certain cream or lotion, and we might be interested. During TV newscasts, why not show us the female counterparts of those veteran, male news anchors with weathered faces? As long as he has a winning smile and a gift of gab, it appears that a male news anchor can have a spare tire, gray hair and ear-to-ear wrinkles. Disproportionate ages are also found on the big screen. Richard Gere, Michael Douglas and Sean Connery always seem to be falling in love with women young enough to be their daughters or granddaughters. Finally, let’s do away with this "truth in labeling" nonsense. It certainly wouldn’t hurt our self-esteem if size tags were switched at the clothing factories once in a while. Many women would feel much happier wearing a size three or, for that matter, any single-digit size. Meanwhile, getting rid of mirrors would be a good first step in building up the self-esteem of many women.

This letter was written about something that really concerns me. The volunteer Magnolia Fire Department and First Responders put on a hog roast and fund-raiser dance to raise money for some much needed equipment. This fund-raiser was given with the hopes that the community and surrounding areas the department serves would show their support and gratitude by attending or donating to this worthy cause; a donation that is tax deductible. Granted, Magnolia has a very small department but at times they are the first on a scene, which can make a big difference. The men and women who volunteer to your department have, at times, given up going to their paying jobs or have left the same jobs to answer a call when needed to help the people of this community. I wonder what the feelings would be if at some time these services will not be there because the supplies or equipment needed to help or keep the volunteers safe is not available. A lot of time and effort was put in by the department setting up this fund-raiser. There was much dismay and disappointment by the few department members who were there that all their efforts were for naught to see that the community and other fire departments didn’t see fit to attend or donate to this worthy cause. To the few loyal members of the community who donated or attended, I extend to you a large Thank You. I, for one, also thank you for being there even though you can’t respond to my home.Judy DeGrootMagnolia

I was so saddened by the tragic news of the death of Randy Scott of Hardwick. Randy was my childhood friend and I have many happy memories of those innocent days in the ’60s. His premature death seems to be the result of the careless actions of a public official many of us have admired over the years. Nevertheless, Congressman Janklow’s record of reckless driving has now taken a heavy toll on two families. He must do the honorable thing and resign. Holding public office is a privilege and is clearly a position of public trust. Mr. Janklow’s actions have brought discredit to his office and his reputation. Principle would dictate that he hold true to his title of an "Honorable member of Congress." My opinion is not a partisan one. I felt former Pres. Clinton should have resigned for violating the public trust and for bringing dishonor to the high office of President. It’s not too late for Congressman Janklow to live up to his actions and forfeit his office since he no longer deserves the public’s support, respect and confidence.Bruce W. "Buzz" AndersonEaganFormer Minnesota State Representative

In Rock County we are fortunate to have an organized group of senior volunteers in the program of RSVP — Retired Senior and Volunteer Program. When Ruth Pickett began working for RSVP some 30 years ago, there were about 25 registered RSVP volunteers and it has grown to approximately 350 members at the present time. The only requirement is that you are at least 55 years old and have the desire in your heart to serve others. We have a service contract with about 40 non-profit sites in our county as well as assist other individuals and groups as needed. The month of June we recorded 3,618 hours of volunteer service.Many of our volunteers serve our local military service organizations and auxiliaries, or staff the Goodwill Truck and local food shelf. Individuals and groups of volunteers make stuffed animals for use as comfort in a difficult time to be used by emergency crews and in other crisis situations, blankets for babies and use in children’s homes, quilts that can be used for fund-raising, sew ID markings in clothing and supplies, knit and crochet scarves, mittens and caps for the needy, and prepare newsletters for bulk mailings.Other examples of service include mail delivery in nursing homes, assistance on their outings, set tables and serve meals at the Senior Dining Center, deliver meals to shut-ins for the Home Delivered Meal program, maintain the Senior Center. Drivers transport equipment, supplies, or lab work between hospital and nursing homes in the area, take individuals to medical appointments or visit family members — driving 21,264 miles in the last 12 months; a Readers’ Theatre serves our county schools, nursing homes and local youth home, (and recently the youth have joined the group to reading in a local nursing home). We’ve also implemented a Spanish Readers’ Theatre that includes seniors and children in their program. We find volunteers for the Red Cross and Cancer Society to assist them in their projects from folding luminaries to recruiting blood donors, or whatever their need may be. Let’s not forget the volunteers who serve snacks and visit the lonely and entertain in our nursing homes, help other seniors with their tax returns or insurance questions, and the volunteers who install Lifelines so individuals can remain independent longer. Some of our seniors voluntarily go to the schools to assist young folks to improve their reading skills and be a grandparent figure for those who don’t have this luxury, have restored our historical Hinkly House and give tours there, and moved a century barn to our county fairgrounds and renovated it. Many help our hospice program in the health care unit and at-home services, are caretakers for their flower garden and the flowers and gardens in local housing facilities, write a newsletter to keep others posted, plan and work at fund-raising functions, and greet visitors at our local hospital. We have several helpers who assist teachers in our county schools, and with the budget cuts in our school systems we’re told that we’ll be getting more requests of assistance there as well, and the list goes on and on. We have many programs that are still a dream, and the list of possibilities continues to grow. We hope to be able to continue our services in Rock County indefinitely. Volunteering is a wonderful thing and serves a dual purpose. The giver receives as much or more than he gives usually. It gives them a reason to get out of bed in the morning and allows them to go to bed at night knowing that they’ve made a difference that day. The receiver can continue to exist because of the service of our many capable senior volunteers. Thanks to our willing RSVP volunteers for all of your kind acts of goodness. It is a worthy and priceless program!We are hoping to expand our existing program in the outer areas of Rock County where we have not been as visible. We know we have many eligible volunteers there who are not familiar with our program. If we can connect, it would make our program more efficient and would help our volunteers know where the needs are. Greta Van Der Brink,RSVP Rock County507-283-5064