Mortgage foreclosure sale set for Feb. 2, 2023

Mortgage foreclosure sale set for Feb. 2, 2023 
NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN:  That Default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: 08/29/2016
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $79,948.00
MORTGAGOR(S): Erin C. Cogdill and Travis L. Cogdill
MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Reliabank Dakota
DATE AND PLACE OF FILING: 08/30/2016 as Doc No. 189031 in the Office of the County Recorder in Rock County, Minnesota. 
The mortgage was assigned for value as follows:
Assignee: Citizens Bank, N.A.
Assignment dated: 1/23/2020
Assignment recorded: 1/27/2020
Assignment recording information: Doc No. 196403
All in the records of the County Recorder in Rock County, Minnesota. 
TAX PARCEL I.D. NO.: 20-0664-000
LEGAL DESCRIPTION OF PROPERTY: LOT 10 IN THE FIRST SUBDIVISION 
OF BLOCK 6 IN GREENVALE ADDITION TO THE CITY OF LUVERNE, ROCK 
COUNTY, MINNESOTA
Abstract Property 
STREET ADDRESS OF PROPERTY: 330 SW Park St , Luverne, MN 56156
COUNTY IN WHICH PROPERTY IS LOCATED: Rock
LENDER OR BROKER AND MORTGAGE ORIGINATOR: Reliabank Dakota
RESIDENTIAL MORTGAGE SERVICER: Citizens Bank, N.A.
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE: $102,572.68 AS OF 12/30/2022.
THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes. Pursuant to the power of sale contained in said Mortgage, the Mortgage will be foreclosed, and the mortgaged premises will be sold by the Sheriff of Rock County, Minnesota at public auction as follows: DATE AND TIME OF SALE: 02/02/2023 at 10:00 A.M.
PLACE OF SALE:  Rock County Sheriff’s Office, 1000 N. Blue Mound Ave, Luverne, MN 56156 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said Mortgagor(s) or Mortgagor’s personal representatives or assigns is six (6) months.
TIME AND DATE TO VACATE PROPERTY: If the mortgage is not reinstated under Minn. Stat. §580.30 or redeemed under Minn. Stat. §580.23, the mortgagor must vacate the mortgaged property by 11:59 p.m. on 08/02/2023, or the next business day if 08/02/2023 falls on a Saturday, Sunday or legal holiday.
MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE
THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS THAT MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.
Publication to begin the week of: 12/11/2022 - 12/17/2022 
Citizens Bank, N.A., 
Mortgagee/Mortgagee Assignee
The Sayer Law Group, 
P.C., By Brian G. Sayer,
Attorney for Mortgagee/Mortgagee Assignee
925 E 4th St., 
Waterloo, IA 50703
THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(12-15, 12-22, 12-29, 01-05, 01-12, 01-19)