NOTICE OF MORTGAGE FORECLOSURE SALETHE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of that certain mortgage dated December 2, 1999 executed by Darrel O. Kroeger, a single person, as mortgagor, to Norwest Mortgage, Inc., a California Corporation, n/k/a Wells Fargo Bank, N.A., Successor by merger to Wells Fargo Home Mortgage Inc., as mortgagee, and filed of record in the office of the County Recorder, in and for the County of Rock, Minnesota, on December 3, 1999 as Document No. 146869; the original principal amount secured by said mortgage being $30,400.00; that no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; that there is claimed to be due upon said mortgage, including interest to the date hereof, the sum of THIRTY THOUSAND THREE HUNDRED TWENTY ONE and 47/100 ($30,321.47) DOLLARS and that pursuant to the power of sale therein contained, said mortgage will be foreclosed and the tract(s) of land lying and being in the County of Stearns, State of Minnesota, described as follows, to wit: The E. 12 Feet of the S. 90 Feet of Outlot 2 And the W. 123 Feet of the S. 90 Feet of Outlot 3, All in County Auditor’s Plat of Hills Outlots in the Village (Now City) of Hills, Rock County, Minnesotawill be sold by the sheriff of said county at public auction to the highest bidder on April 7, 2005 at 10:00 A.M., at the main office of the Rock County Sheriff, in the lobby of the Rock County Law Enforcement Center, 213 East Luverne St. Luverne, Minnesota, to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale.Mortgagors released from financial obligation on the mortgage: none."THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED."Dated: February 4, 2005WELLS FARGO BANK, N.A.MortgageREITER & SCHILLER, P.A.By:Thomas J. Reiter, Esq.Rebecca F. Schiller, Esq.Attorneys for MortgageeThe Academy Professional Building25 North Dale Street, Second FloorSt. Paul, MN 55102-2227(651) 209-9760Attorney Reg. No. 152262(D2856)THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.(2-17, 2-24, 3-3, 3-10, 3-17, 3-24)
